FAQ
Frequently Asked Questions
Who is Visiku?
Visiku is a Securities Crowdfunding platform operated by PT Amantra Investama Indodana, licensed and supervised by OJK, connecting investors with curated SME and property funding opportunities across Indonesia.
What investment schemes are available on the VISIKU platform?
Through securities crowdfunding you can invest in equity (shares), sukuk, and bonds issued by curated businesses, starting from Rp 1,000,000.
What is Securities Crowdfunding (SCF)?
Securities Crowdfunding is a fundraising method where businesses offer securities (shares, sukuk, or bonds) to the public through a licensed digital platform, and investors share in the returns.
What is the legal basis of Securities Crowdfunding?
SCF in Indonesia is regulated by OJK Regulation No. 57/POJK.04/2020 (as amended by No. 16/POJK.04/2021) on securities offerings through information-technology-based crowdfunding services.
What is meant by "securities" (efek)?
Securities are financial instruments — such as shares, sukuk, and bonds — that represent ownership or a claim and can generate returns for the holder.
How long does account validation take at VISIKU?
Account verification (e-KYC) is typically completed within 1–3 business days after your documents are submitted completely and correctly.
What are the benefits of investing at VISIKU?
Start from Rp 1,000,000, earn competitive returns of up to 18% p.a., receive periodic dividends or yields, and monitor real-time project reports — all fully digital and OJK-supervised.
How are projects curated at VISIKU?
Our team performs in-depth due diligence on each issuer — legal, financial, and business feasibility — before a project is listed, to keep your investment as safe as possible.
